Important Note: During the application process, ensure your contact information (email and phone number) is up to date and upload your current resume when submitting your application for consideration. To participate in some selection activities you will need to respond to an invitation. The invitation can be sent by both email and text message. In order to receive text message invitations, your profile must include a mobile phone number designated as 'Personal Cell' or 'Cellular' in the contact information of your application.
At Wells Fargo, we want to satisfy our customers' financial needs and help them succeed financially. We're looking for talented people who will put our customers at the center of everything we do. Join our diverse and inclusive team where you'll feel valued and inspired to contribute your unique skills and experience.
Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.
Consumer and Small Business Banking is at the center of our efforts to rebuild trust and transform the way we serve our customers and clients. The Consumer and Small Business Banking organization is focused on innovating and transforming our business with the customer at the center, better enabling customers to engage with us how, when, and wherever they choose through a broad suite of financial products and services. While we are pleased to be an industry leader in many consumer and small business areas, including retail deposits, debit card transaction and purchase volume, and small business lending, our primary goal is delivering for our customers. Our market positions are an outcome of great work by employees who are committed to serving our customers.
Wells Fargo Small Business Lending (SBL) is the country's leading small business lender with a full product suite, including lines of credit, business cards, term loans, and commercial real estate products. SBL applies data-driven strategies in conjunction with strong judgmental underwriting discipline and expertise to small business lending.
The SBL Operations Group is seeking a highly motivated and experienced credit professional to be part of the SBL Commercial Credit Workout team and support the Regional Bank Relationship Management (RBRM) portfolio. An individual who is focused on relationship management, results driven, goal oriented, and interested in making an impact will find this opportunity both exciting and challenging. The role requires the relationship management of a large portfolio of banker managed Small Business customers, and the ability to balance their needs as well as managing the risk that the business faces in its day to day operations.
Specific Responsibilities include:
Managing the relationship for a complex portfolio of banker managed Small Business customers
Performing Risk Evaluations
Formulating and Implementing Workout Strategies
Analyzing Complex Business and Personal Financial Statements and Tax Returns
Monitoring down-graded credits
Ensuring Loans are Structured and Priced Consistently with Bank Policy and Commensurate with Risk
Negotiating Creative Structures to Meet Needs of both Customer and Bank while minimizing Risk Exposure
Working with In-house and Outside Counsel during litigation
May Formulate Litigation Strategy
5+ years of lending experience, workout experience, or a combination of both; or successful completion of the Wells Fargo Credit Management Training Program
Basic knowledge and understanding of credit policy, accounting practices, and procedures
Basic knowledge and understanding of lending, loan structuring, and financial analysis
Excellent verbal, written, and interpersonal communication skills
A BS/BA degree or higher in accounting, finance, or economics
5+ years of credit and portfolio management experience
Strong relationship management skills
Commercial lending experience
Commercial real estate experience
Experience developing partnerships and collaborating with other business and functional areas
Knowledge and understanding of commercial lending or workout operations
Solid conflict management and decision making skills
Solid negotiation skills
Portfolio management experience
Other Desired Qualifications
Knowledge and understanding of unsecured commercial lending
The salary range displayed below is based on a Full-time 40 hour a week schedule.
AZ-PHX-Central Phoenix: Min: $55,700 Mid: $78,500
AZ-PHX-Central Phoenix: 100 W Washington St - Phoenix, AZ
All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act.
Relevant military experience is considered for veterans and transitioning service men and women. Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.
Internal Number: 5556691
About Wells Fargo
Wells Fargo & Company (NYSE: WFC) is a diversified, community-based financial services company with $1.9 trillion in assets. Wells Fargo’s vision is to satisfy our customers’ financial needs and help them succeed financially. Founded in 1852 and headquartered in San Francisco, Wells Fargo provides banking, investment and mortgage products and services, as well as consumer and commercial finance, through 7,400 locations, more than 13,000 ATMs, the internet (wellsfargo.com) and mobile banking, and has offices in 32 countries and territories to support customers who conduct business in the global economy. With approximately 260,000 team members, Wells Fargo serves one in three households in the United States. Wells Fargo & Company was ranked No. 29 on Fortune’s 2019 rankings of America’s largest corporations. News, insights and perspectives from Wells Fargo are also available at Wells Fargo Stories.
www.wellsfargo.com | Twitter: @WellsFargo