Manage & monitor a portfolio of non-performing corporate loan accounts of the Bank, work with Credit Control in identifying potential non-performing account and take necessary precautionary measures
Identify early warning signals/ symptoms of deterioration of customers/ adverse trends /customers to be impacted, work with front line in handling problem customers
Formulate recovery strategy on of indebtedness from problem customer, maximize recovery, initiate remedial or recovery actions against non-performing customers
Take appropriate rehabilitation (i.e. restructuring/work out, assignment of debt, legal proceedings etc.) against non-performing account and monitor the ongoing progress
Review specific provision/ impairment loss of non-performing accounts
Liaise and negotiate with relevant parties including external legal advisors for due diligence, risk rating and portfolio & credit review
Compile periodically MIS reports related to non-performing customers, engage in various credit-related projects as assigned
Bachelor degree or above in Finance, Accounting, Banking or relevant any disciplines, preferably with professional qualifications of CFA /FRM /CPA
At least 6-8 years' exposures in credit reviewing /relationship management for corporate banking in HK and/or Mainland China
Sound knowledge of banking products including trade finance, term lending, commercial real estate financing and syndicated loans
Strong understanding in key market and industry dynamics, familiar with accounting and legal framework of HK and/or Mainland China
Experience in engaging internal and external legal counsels in managing legal and documentation issues of identified troubled portfolio
Excellent communications skills and good command of both English and Chinese
(Candidate with less experience will also be considered for Assistant Manager)
We offer competitive packages and promising career opportunities to the right candidates. Please send your full resume with current salary, expected salary and the date of availability to The Human Resources Department, Chiyu Banking Corporation Ltd, 12/F, Chiyu Bank Building, 78 Des Voeux Road, Central, Hong Kong, or fax to 2843-0133 or email to Recruitment@chiyubank.com or by clicking Apply Now.
Information provided will be treated in strict confidence and only be used for recruitment purposes. All personal data of unsuccessful applicants will be destroyed after the recruitment exercise. A copy of Personal Information Collection Statement is available upon request.
Internal Number: 6503355
About Chiyu Banking Corporation Limited
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